白条可以在电脑端、手机京东App、京东金融App、微信（【发现】-【购物】）、手Q（【动态】-【京东购物】）等渠道消费时使用，常见电脑端及京东金融App端操作步骤如下：
一、电脑端
（一）电脑端白条支付
1、在京东商城选择心仪商品，将商品加入购物车；
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2、结算时，支付方式选择【在线支付】；
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3、收银台页面选择“白条”及“优惠”后，输入支付密码/验证码完成支付。
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（二）电脑端提交订单页白条支付
1、在京东商城选择心仪商品，将商品加入购物车；
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2、结算时，支付方式选择白条支付（剩余额度不足无法选择，需选择【在线支付】后组合支付）；
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3、选择【白条支付】”，确认分期期数及优惠。输入支付密码后提交订单，完成支付。
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二、京东金融App端
（一）京东金融App白条支付
1、通过京东、京东金融App将商品加入购物车，点击【去结算】；
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2、提交订单前，支付方式选择【在线支付】；
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3、在收银台选择“打白条”。如白条剩余可用额度无法足额支付，可通过PC端或尝试选择【京东支付】进行组合支付。
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（二）京东金融App京东支付
1、通过京东、京东金融App将商品加入购物车，点击【去结算】；
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2、提交订单前，支付方式选择【在线支付】；
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3、在收银台选择“京东支付”并切换“支付方式”为“打白条”，如无法选择，请通过电脑端组合支付；
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4、进入组合支付页面后，选择白条分期方式、白条优惠及支付组合完成支付即可（组合支付仅支持白条减息优惠）。
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京东 白条是京东推出的一种针对在京东消费用户的一种先消费后付款的金融服务。
白条支付是指在订单结算页面使用 京东白条 进行支付，白条可以在京东商城支付，也可以线下消费与微信支付。在京东商城使用白条只要在收银台页面选择打白条支付即可。线下支付则选择京东白条闪付，微信支付则是指在微信端的京东购物使用白条进行付款。
同时京东白条还可以在手Q端进行支付，只要在订单结算页面选择京东白条，然后按照页面提示完成支付即可。
